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Endowment Assurance (Santosh) Insurance Plan - Postal Life Insurance (PLI) - Premium Calculator
Calculate PLI Premium, maturity value, banus and tax benifits using our online PLI Calculator app
Result for PLI Endowment Assurance
Basic Details
Insurant's Age on Next Birthday
26 Years
Maturity Age
50 Years
Sum Assured
₹ 5,10,000
Policy Type
pliea
Policy Tenure
24 Years
Bonus Rate at Present
₹ 52/- per ₹ 1000 sum assured per year (as on date)
Premium without GST
Premium
Rebate
Net Premium
monthly
₹ 1,632
₹ 25
₹ 1,607
quarterly
₹ 4,885
₹ 75
₹ 4,810
halfyearly
₹ 9,649
₹ 150
₹ 9,499
yearly
₹ 19,002
₹ 300
₹ 18,702
rebate Rs 25.0 included
First Year Premium
Frequency
Premium
GST (@0%)
Net Premium
monthly
₹ 1,607
₹ 0
₹ 1,607
quarterly
₹ 4,810
₹ 0
₹ 4,810
halfyearly
₹ 9,499
₹ 0
₹ 9,499
yearly
₹ 18,702
₹ 0
₹ 18,702
Renewal Premium
Frequency
Premium
GST (@0%)
Net Premium
monthly
₹ 1,607
₹ 0
₹ 1,607
quarterly
₹ 4,810
₹ 0
₹ 4,810
halfyearly
₹ 9,499
₹ 0
₹ 9,499
yearly
₹ 18,702
₹ 0
₹ 18,702
Maturity Details
Policy Maturity Date
01-02-2050
Sum Assured
₹ 5,10,000
Bonus
₹ 6,36,480
Terminal Bonus
₹ 1,000
Maturity Value
₹ 11,47,480
Total Amount
Frequency
Total Amount
Total GST
Net Amount
Net Profit
Monthly
₹ 4,62,816
₹ 0
₹ 4,62,816
₹ 6,83,664
Quarterly
₹ 4,61,836
₹ 0
₹ 4,61,836
₹ 9,92,208
Halfyearly
₹ 4,55,961
₹ 0
₹ 4,55,961
₹ 10,69,344
Yearly
₹ 4,48,862
₹ 0
₹ 4,48,862
₹ 11,07,912
Tenure Breakup
Frequency
Tenure
Total Installments
Monthly
24
288
Quarterly
24
96
Halfyearly
24
48
Yearly
24
24
Facilities available in Endowment Assurance (Santosh) Insurance Plan:
Under this insurance plan of Postal Life Insurance the proponent is
given an assurance to the extent of the sum assured and accrued bonus till
he/she attains the pre- determined age of maturity. And the pre- determined
age of maturity for Endowment Assurance Insurance Policy is
35,40,45,50,55,58 & 60 years of age.
In case of death of insurant, assignee, nominee or legal heir is paid full
amount of sum assured with accrued bonus
Minimum age at entry for Endowment Assurance Insurance Plan: 19 years
Maximum age at entry for Endowment Assurance Insurance Plan: 55 years
Minimum sum assured ₹ 20,000 and Maximum ₹ 50 lac in Endowment Assurance
Insurance Plan
Loan facility is also availale in Endowment Assurance Insurance Plan, the
insuranct can take loan from the amount deposited after 3 years
The insurant can also Surrender the Endowment Assurance Insurance Policy
after 3 years
but if the Endowment Assurance Insurance Policy is surrendered before
completion of 5 years, the insurant will not be eligible for bonus if
surrendered
Proportionate bonus on reduced sum assured is paid if policy is surrendered
after 5 years in endowment assurance insurance policy of Postal Life
Insurance.
Present bonus rate is ₹ 52/- per ₹ 1000 sum assured per year in
endowment assurance insurance policy of Postal Life Insurance. The bonus
rate may sometime treated as
interest rate of Postal Life Insurance but the authentice term is
bonus rate.
1.Suicidal death case is dealt as claim case after one year of policy acceptance. before 1 year 80% of deposited premia or surrender (which ever is higher) value is given. 2. Endowment assurance is or one person only. Spouse is covered in Joint Life Assurance.
We paid half yearly and discontinued and after 2 years we now done revival but they added interest too payable by us for 22,000/- and our Half yearly premium is only 28,000 What is the benefits after paying half yearly for 9 years. Is this policy number EA/55 good ? what benefits we get after waiting for 9 years.Why did they add interest payable by us ? let Admin explain to me at the earliest.
Hi, mujhe PLI premium table chahiye kya aap de skte hain (santosh, suraksha, aur suvidha plan ke liye.for montlhy, quaterly, half-yearly, yealry. I need to check my premium and validate som data.
My wife is a graduate and she has taken the PLI Santosh Endowment Assurance policy on 20.03.2023. However while taking the policy she was not employed. Even now she is not employed and she is a housewife. The policy was accepted and we are paying the premium regularly. The policy is maturing on 30.03.2060. Please tell whether her non employment will cause any problems when the policy matures on 30.03.2060.
Very nice 👍🏻
ReplyDeleteThank you so much. Please share with others.
DeleteKya LIC ki tarah PLI endowment assurance (Santosh) mai bhi accidental death and disability benefit or term rider option hai..?
ReplyDeleteNo, at present there’s no such option available
DeleteNo, at present there’s no such option available
ReplyDeleteIs PLI endowment assurance (Santosh) cover Suscide death, also tell wcan we cover spouse and children within this scheme.
ReplyDelete1.Suicidal death case is dealt as claim case after one year of policy acceptance. before 1 year 80% of deposited premia or surrender (which ever is higher) value is given.
Delete2. Endowment assurance is or one person only. Spouse is covered in Joint Life Assurance.
Each year bonus kab add hota sir
ReplyDeleteOn the day of policy acceptance.
DeleteWe paid half yearly and discontinued and after 2 years we now done revival but they added interest too payable by us for 22,000/- and our Half yearly premium is only 28,000 What is the benefits after paying half yearly for 9 years. Is this policy number EA/55 good ? what benefits we get after waiting for 9 years.Why did they add interest payable by us ? let Admin explain to me at the earliest.
Deleteonly PLI santosh have yearly half year and quarterly mode
ReplyDeleteYes however policy holder can deposit any policy’s premia as quarterly or for any number of months and avail rebate in premium if applicable.
DeleteYes however policy holder can deposit any policy’s premia as quarterly or for any number of months and avail rebate in premium if applicable.
ReplyDeleteI took PLI from Army Postal Service in 2009. Any documentation I need to do before it gets matured.
ReplyDeletePolicy bond would suffice. For more information please contact near by PO.
Deletepremium 1778,
ReplyDeleteJan 2019 to Jan 2031,
how much total amount will be received in Jan 2031
premium 1185,
ReplyDeleteOctober 2009 to October 2029,
How much total amount will be received till Oct. 2029
How to surrender PLI. Someone told me if I surrender PLI , I wouldn't be getting the amount I Paid.
ReplyDeleteAt least three year old policies may be surrendered as of now
Deletenice
ReplyDeleteThank you. Please share with others.
DeleteHi, mujhe PLI premium table chahiye kya aap de skte hain (santosh, suraksha, aur suvidha plan ke liye.for montlhy, quaterly, half-yearly, yealry. I need to check my premium and validate som data.
ReplyDeletePlease use the calculator to validate the data.
DeleteIf we pli surrender within year in pay national problem what we get amount please give me your answer ❤️
ReplyDeleteAt least three year old policies may be surrendered as of now
DeletePli surrender within one year what happens can we get paid total amount please give solution adimin
ReplyDeleteAt least three year old policies may be surrendered as of now
DeleteMy PLI Santosh 20000 SUM Assured is matured in September 2025. How many amount geting me?
ReplyDeleteMy wife is a graduate and she has taken the PLI Santosh Endowment Assurance policy on 20.03.2023. However while taking the policy she was not employed. Even now she is not employed and she is a housewife. The policy was accepted and we are paying the premium regularly. The policy is maturing on 30.03.2060. Please tell whether her non employment will cause any problems when the policy matures on 30.03.2060.
ReplyDeleteGraduates may purchase PLI policies. No issues will be faced
DeleteThank you Sir for the quick response
ReplyDelete